Confidentiality policy .

This Data Privacy Policy (hereinafter Privacy Policy) applies to data which A.O. Bank CentralCredit(BIN 980 640 000 093, Almaty, Al-Farabi avenue 38) may obtain using a website located on the Internet on the domain name: It ‘s all right . https://rvl.kz.The Company processes the data of users of the Site exclusively within the framework of the requirements of the Law of the Republic of Kazakhstan, including the Law of the Republic of Kazakhstan of 21 May 2013 No 94-V O of personal data and their protection, as well as international treaties ratified by the Republic of Kazakhstan.
The User’s use of the Site means that he agrees to the Privacy Policy and the terms of data processing.
This Policy is intended to ensure that information about Users, including their personal data, is adequately protected from unauthorized access and disclosure.
The Policy, as well as other official documentation of the Site and the current legislation of the Republic of Kazakhstan govern the relations related to the collection, storage, dissemination and protection of information about users of the Site.
Users should be aware that when they access certain links posted on the Site, they may be redirected to websites (apps, etc.) of other companies outside the hosting space of BankCredit (Facebook, google+, VKontakte), where information about Users is collected outside the direct control of BankCredit and the Site Administration. In this case, the Privacy Policy of third-party sites and/or applications will regulate the manner in which the information received from these third-party users will be processed. BankCredit and the Site Administration are not responsible for the information transmitted by the User to these third parties.
If the User decides to access the site using a third-party authentication service, such as: Facebook information, the Company may receive an additional profile, or other information that the User is allowed to access in the third-party operator’s account to provide to third parties.

1.Division of Terms

The following terms are used in the Privacy Policy:

• Administration of the site authorized employees acting on behalf of the JSC BankCenterCredit who organize and (or) carry out the Processing of confidential data, as well as determines the purposes of processing confidential data, the composition of the confidential data to be processed, the actions (operations) performed with confidential data.
• Confidential data data left by the Site User in the form of feedback and requests to connect services, Cookies, as well as automatically transmitted data in the process of using the Site, including but not limited to: IP address, information about the device from which access is made, etc.
• Personal data Information pertaining to or determined on the basis of a particular subject of personal data, recorded on electronic, paper and (or) other material media.
• Processing of personal data Any action (operation) or set of actions (operations) performed with or without the use of automation means with personal data, including collection, recording, systematization, accumulation, storage, clarification (updating, modifying), extraction, use, transfer (providing, accessing), de-identification, blocking, deletion, destruction of personal data.
• Confidentiality of personal data compulsory for the Operator or other person accessing personal data to comply with the requirement not to allow their distribution without the consent of the subject of personal data or the existence of any other legal basis.
• User of the site It ‘s all right . https://www.rvl.kz a person accessing the Website via the Internet and using the Website.
• Site Website located on the Internet at the domain address It ‘s all right . https://rvl.kz.
• Cookies is a small piece of data sent by a web server and stored on the user’s computer that a web client or web browser sends to the web server in an HTTP query each time they attempt to open a page of the relevant site.
• IP address unique network address of a node in a computer network built on an IP protocol.

2.THE CONFIDENCE POLICY

The Privacy Policy establishes the obligations of the Site Administration to maintain confidentiality and ensure the protection of data that the User provides to the Site Administration when working with the Site, including when applying for a connection.

Confidential data permitted to Process within the Privacy Policy are provided by the User by filling in a registration form (example below), feedback forms and include User Name (indicated at the User’s discretion), telephone, mail (e-mail address) of a Legal Person. If in the form of an application the User leaves his personal data instead of the contact data of a legal person, then the Society ensures their protection in accordance with the requirements of the Law of the Republic of Kazakhstan on Personal Data.

In addition to the registration form on the Site, various web analytics systems can be used. The Site protects data that is automatically transmitted when viewing advertising blocks and when visiting the pages of the Site, including:

• The IP address .
• information from Cookies;
• information about the browser (or other program that provides access to the display of advertising);
• the operating system;
• time of access, time zone/region;
• the address of the Site page;

Disabling cookies may prevent access to certain sections of the Site.

The administration of the website may collect statistics on the data referred to in clause 2.3. of the Privacy Policy. This information is used to identify and solve technical problems, to combat fraud.

Information shall be securely stored and not disseminated, except in cases provided for in the Privacy Policy and legislation of the Republic of Kazakhstan.

The Society and the Administration of the Site are entitled to provide Users’ information to their affiliated persons (including those engaged in their activities outside the territory of the Republic of Kazakhstan), as well as to other companies associated with the Society for the purposes indicated above.

The Company does not provide Users’ information to companies and individuals not affiliated with the Company, except in the following cases:

• The user has given his consent to this;On the grounds and in the manner established by the legislation of the Republic of Kazakhstan, including with the purpose of:
  • the execution of court decisions or the execution of legal requirements of state bodies;
  • technical failures or security problems;
  • the protection of the rights, property or security of the Company, the users of the Services of the Company within the limits permitted by applicable law.

3.PRODUCTION of this confidentiality policy and its incorporation into it

The Policy shall enter into force for an unlimited period from the date of its approval by the Society. The Policy in force shall be deemed invalid after its replacement by a new Policy. The Policy shall be replaced by the publication of its new version on the Site.

The current edition of the Policy, which is a public document, is available to any Internet user when switching to a link It ‘s all right . https://rvl.kz– What ?

The Administration of the Site is entitled to make changes to the Policy that do not contradict the legislation of the Republic of Kazakhstan.

Placing a new version of the Policy on the Site after it has been approved is a notification to the users of the Site of changes made to the Policy.

4.Conditions and Purposes of the Processing of Confidential Data

The Administration of the Site processes the User ‘s confidential data for the following purposes:

• consideration of the User’s application to connect a legal person/individual entrepreneur to the services provided by JSC BankCentralCredit, as well as interaction in order to collect the necessary documents and information to conclude the relevant contract with JSC BankCentralCredit and (or) its partners, consulting on the services provided, informing about the existing and new products of JSC BankCentralCredit and its partners.
• to carry out technical management of the site, as well as to carry out analysis and improve its work.

5.PROVESSIONS and DECISIONS for the processing of confidential data

The processing of the User’s data is carried out without limitation of time by any lawful means, including in personal data information systems using automated means or without the use of such means.

The user gives consent to the processing of confidential data without limitation of time.

The User’s data may only be transferred to the authorized authorities of the Republic of Kazakhstan on the grounds and in the manner established by the legislation of the Republic of Kazakhstan.

The administration of the site is obliged to take the necessary organizational and technical measures to ensure the confidentiality, integrity, security and accessibility of the users’ confidential data, as well as to comply with other data processing requirements established by the legislation of the Republic of Kazakhstan.

In the event of loss or disclosure of confidential data, the Site Administration shall inform the User of the loss or disclosure of his data.

The administration of the website together with the User takes all necessary measures to prevent losses or other negative consequences caused by the loss or disclosure of the User’s confidential data.

6.OBSLECTIONS of the Party

The user must:

• Provide up-to-date information requested by the Site at the time of use.
• To update, supplement the data provided in case of change of this information.
• To obtain all necessary prior consent from third parties in the event that they provide their data to the Administration of the website.

The website administration is obliged to:

Use the confidential data obtained solely for the purposes set out in Section 4 of the Privacy Policy.

Ensure that confidential information is kept secret, not disclosed without the prior written permission of the User, as well as not to sell, exchange, publish, or disclose confidential data in other possible ways, except in cases provided for in the Privacy Policy, contracts concluded with customers, the legislation of the Republic of Kazakhstan.

To take precautionary measures to protect the confidentiality of the User’s data in accordance with the procedure normally used to protect such information in the current business cycle and in accordance with the requirements of the legislation of the Republic of Kazakhstan.

7.RESPONSIBILITY of the Party

The site administration, which has not fulfilled its obligations, shall be liable for losses incurred by the User in connection with the unlawful use of confidential data, in accordance with the legislation of the Republic of Kazakhstan, except in the cases provided for in clause 7.2 of this Privacy Policy.

In the event of loss or disclosure of Confidential Information, the Site Administration shall not be liable if the confidential information:

• It became public property until it was lost or disclosed.
• It was obtained from a third party until it was received by the Administration of the website.
• Published with the User’s consent.

The User shall reimburse Bank CentrumCredit to the full extent of the damages in the event of third parties, including state bodies, lodging complaints with Bank CentrumCredit to the JSC, claims relating to the Processing of Personal Data transmitted by the User to the Site Administration without the consent of the subject of personal data, Processing of inaccurate/requested/outdated Personal Data at the fault of the User.

8.RESOLVATION of disputes

Until a lawsuit is filed on disputes arising from the relationship between the Website User It ‘s all right . https://rvl.kzand by the Site Administration, it is compulsory to submit a complaint (a written proposal to resolve the dispute voluntarily).

The claimant shall notify the claimant of the outcome of the complaint in writing within 30 (Thirty) calendar days from the date of receipt of the claim.

If an agreement is not reached, the dispute will be referred to the court body for consideration in accordance with the current legislation of the Republic of Kazakhstan.

This Privacy Policy and the relationship between the User and the Administration of the Site shall be governed by the laws of the Republic of Kazakhstan.

9.Conditions of use

The processing of personal data is carried out from the moment of the conclusion of the contracts with the clients of JSC BankCentralCredit and is governed by their terms and conditions.

The User/Personal Data Subject may at any time withdraw consent to the Processing of Personal Data by sending a written application to JSC BankCenterKredit at the address: Almaty City, Al-Farabi 38th Street.

In this case, the Site Administration may continue to process Personal Data without the consent of the User/Personal Data Subject in cases established by the legislation of the Republic of Kazakhstan.

The user/subject of personal data has the right to exercise his or her rights provided for in Chapter 4 of the Law of the Republic of Kazakhstan of 21 May 2013 No 94-V On Personal Data and its Protection, including to obtain information concerning the Processing of Personal Data, to request clarification or blocking, or destruction of Personal Data in cases provided for by law, to take measures to protect his or her rights. The interaction is carried out in writing at the address indicated in clause 9.2. of the Privacy Policy.

This Privacy Policy and the relationship between the User and the Site Administration arising in connection with the application of the Privacy Policy shall be governed by the law of the Republic of Kazakhstan.

The Operator is entitled to make changes to this Privacy Policy without the User’s consent.
The new privacy policy comes into effect from the moment it ‘s posted on the website .It ‘s all right . https://rvl.kz, unless otherwise provided by the new Privacy Policy.

The user undertakes to follow up on the changes to the Privacy Policy by consulting the current version.

All suggestions or questions about this Privacy Policy should be communicated by sending a request using the Site.

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